Investing After the Bear Market
After three years of hearing bad news about the bear market, you may be the one growling when you think about investing. But there's some good news! As of September 30, 2003, the stock market was up about 25% from its low for this year in March.
A bear market is defined as a decline of at least 20% in the value of the stock market that lasts for at least two months. The bear market technically ended a few months ago. Finally you can enjoy receiving your account statements again. More importantly, you can face the uncertain future with the wisdom of experience. You can learn a lot about investing in the stock market from living through a bear market, such as:
Check Your Mix
You can check your mix of stocks, bonds, and short-term reserves at any time by registering for online account access at Vanguard.com®. Registering for online access is simple and takes only a few moments:
1. Go to http://retirementplans.vanguard.com.
2. Click the account registration link and follow the instructions provided. You'll need your plan number (090042 for management employees; 090041 for weekly employees), Social Security number, birth date, and home ZIP code.
When you log on to your account, you'll see a pie chart that shows your current mix of stocks, bonds, and short-term reserves next to your account balance. If you want to make changes, select "Rebalance My Account" or "Change Future Contributions" from the "I Want To" box on the right side of the screen.
Call Vanguard® Participant Services at 1-800-523-1188. Associates are available Monday through Friday from 8:30 a.m. to 9 p.m., Eastern time.
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